First Citizens Bank (www.fcb.com)
Full Time Employee
Business Banker II
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Job ID #: 25596
Functional Area: Business & Commercial - Sales
Employment Type: Full-Time Exempt
Education Required: Bachelors Degree
Experience Required: Not Indicated
Days and Hours: Mon - Thurs 8:00 - 5:00; Fri 8:00 - 6:00
Physical Address: 2009 Hoffmeyer Road, Florence, SC
Department Name: Florence - Hoffmeyer
First Citizens Bank is one of the top financial services providers in the nation, recognized and awarded for our customer satisfaction, sustainable profitability, and overall stability and security. Our associates make First Citizens Bank a great place for our clients to do business. Those who grow, achieve and succeed with First Citizens Bank are those who share our core values of integrity, service excellence and stability.
The Business Banker supports the Banks mission through effective sales and service, targeted business development efforts and community involvement. The Business Banker is responsible for developing and managing business banking relationships in accordance with FCBs core values and prescribed sales process in an assigned area. Primary focus is on loan and deposit production and fee income generation. The position manages a large portfolio of business relationships and serves as the primary contact for borrowing needs while engaging bank partners to help provide business services to meet the customers full range of needs. The BB II targets business customers with loan needs from $500,000 - $2,000,000; however, the Business Banker may manage larger relationships as approved by his/her manager and in conjunction with appropriate support from Credit Administration.
Sales: Develop & implement a business banking sales plan to achieve monthly sales and profitability objectives outlined in the Bank’s sales program expectations. Identify needs and sell all bank products to broaden and deepen relationships with customers and prospects, adhering to the Bank’s prescribed sales process. Utilize bank sales tool. Develop and utilize centers of influence to help generate referrals.
Portfolio Management: Manage a portfolio of larger business credits and provide financial solutions that address client needs. Maintain high level of product knowledge to enable the sale of lending, deposit and business services products, and the referral of retail and wealth products. Prepare credit packages for review and approval by credit partners. Perform loan-servicing duties to ensure conformity with loan terms and conditions. Assist in collection of loan delinquencies in a timely manner. Interview loan applicants and originate loans for centralized approval. Recommend appropriate denied loans for exception approval.
Bachelor degree with a minimum of 18 months experience in commercial or business lending, commercial or business banking, or commercial real estate.
High school diploma or GED with a minimum of 5 1/2 years experience in commercial or business lending, commercial or business banking, or commercial real estate.
Business development experience.
We are an Equal Opportunity Employer and do not discriminate against applicants due race, color, religion, national origin, sex, age, disability, veteran status, sexual orientation, gender identity, or other legally protected status.
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