Bilingual Collections Specialist II - Military veterans preferred

Carmax (


  full-time   employee

United States


Position Description

CarMax has been a Fortune “100 Best Companies to Work For since 2005”, Fortune and People en Español magazines, 2015, “10 Best Workplaces for Hispanics and Latinos, awarded a Top Workplaces honor since 2016 by The Atlanta Journal Constitution and ranked 7th of Atlanta’s top 25 large companies, and Training magazine’s “Top 125 Training Companies” since 2008. Our culture is built upon the values of respect, integrity and transparency, and we live these values every day in how we treat our Customers and our Associates.

Facts about CAF (CarMax Auto Finance):
• Portfolio of over 10 Billion
• Great work-life balance, community involvement, team engagement events, on-site gym…etc.
• We provide benefits that support the diverse needs of our workforce (e.g., flexible time, adoption assistance, domestic partner health care coverage, and more)
• Not a suit & tie environment, think jeans and sneakers

Under limited supervision, responsible for receiving phone calls and/or making phone calls to Spanish speaking customers who are current or in an early-stage or late-stage delinquency status (0-60 days past due). Responsible for educating customers on the status of their account and the ramifications of a past due account to influence the customer to make payments. Also responsible for providing translation services for internal associates needing assistance in servicing our Spanish speaking customer base.

• Take incoming phone calls from customers and answer customer questions regarding his/her account and influence customers to make payments on past due accounts.
• Make outbound collection calls to customers and influence customers to make payments on the past due account.
• Verify customer account information and update as necessary.
• Advise customers of the status of their account (paid current or past due) by reviewing account information on collections system.
• Negotiate with customers to make payments on the account to cure the delinquency status of the account.
• Process customer payments via inter-company computer systems.
• Educate customers regarding their account, interest accruals, late fees, credit reporting, payment options and account management options.
• Provide Spanish translation service to facilitate communication with Spanish-speaking customers for other associates.
• Conduct basic skip-tracing on delinquent accounts.
• Annotate accounts in inter-company systems to document all interactions with the customer.
• Work with other departments/personnel where necessary to resolve customer questions/issues.
• Assist new associates to the team through training and peer mentoring.
• Perform above functions within department expectations/metrics.

Position Requirements

Position Requirements:
The current hours for the department are Monday through Friday 8:00am to 10:00pm, Saturday 9:00am to 6:00pm. Candidates must be willing to work at least 2 evening shifts Monday through Friday, and a rotating Saturday, also will be required to work one Friday evening every 4 weeks.

• Fluent in Spanish and English.
• Multi-task in a high energy and fast-pace work environment.
• Speak and listen effectively with CarMax customers via phone.
• Use a variety of influencing technique to convince the customer to make a payment.
• Tolerate stressful interactions with customers.
• Ability to identify problems and resolve or escalate as needed.
• Complete CarMax provided training as required.
• Understand and adhere to company policies, procedures and collection laws/ regulations.

• High school diploma or equivalent or 6 months related experience.
• Basic computer knowledge.
• Basic typing skills.

• Ability to speak fluently in Spanish and English.

• The position requires execution of basic math skills.

• Great work-life balance, community involvement, team engagement events, on-site gym…etc.
• Flexible work hours with shifts that include days, evenings, and weekends.