Credit Analyst I - Military veterans preferred

Credit Analyst 

Vinita, Ketchum, Grove OK   

POSITION SUMMARY

Provide support to the Lending Department in the on-going credit evaluation of existing and prospective customers, including Commercial & Industrial and Investment Real Estate.   The Credit Analyst analyzes the financial health of commercial borrowers and is responsible for gathering and reviewing credit information making recommendations for credit lines based on required criteria.  The Credit Analyst interacts with a variety of professionals and represents the bank in interactions with clients and other professionals.  

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.  Other duties may be assigned.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Prepare relationship, collateral, loan agreement compliance and profitability summaries

Prepare industry research

Prepare financial analysis memorandums

Prepare loan memorandums

Attend loan committee meeting to include presentation of credit requests

Attend weekly sales meetings

Research, identification and development of prospects

Customer and prospect calls

Develop information requests for credit and/or deposit and treasury service opportunities

Prepare term sheets for credit requests

Complete all required compliance training by established deadlines

Regular and consistent attendance is an essential function of this position.

Perform other job duties and special projects as assigned

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

REQUIREMENTS

Bachelor’s degree in Agricultural Economics, Finance, or Accounting

Excellent customer service skills

Strong communication skills, both verbal and written

Excellent interpersonal skills

Demonstrates an understanding of credit management, credit operations and commercial lending

Ability to perform in a highly sensitive environment and maintain confidentiality

High level of attention to detail, with strong problem solving and organization skills

Ability to perform effectively in a fast-paced environment

Working knowledge of Microsoft Office, with an emphasis on Work & Excel

PREFERRED SKILLS

N/A

PHYSICAL REQUIREMENTS

Constant use of computer screens 

Ability to operate a computer keyboard, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear  

Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching 

Ability to sit and/or stand for long periods of time during the workday

 Long periods of typing and repetitive motion

 Ability to lift and/or move and carry 10 pounds

LOCATION

BancFirst Vinita, Ketchum or Grove 

**Acceptable candidate could be approved for some remote work outside the Vinita, Grove or Ketchum Banks and/or another convenient BancFirst location in Oklahoma.