Accountant III - Where Experience Meets Impact - Military veterans preferred

Job Title: Accountant III

Department: Accounting

Reports To: Accounting Manager

FLSA Status: Exempt

Grade: 10

Summary 

The Accountant III serves as a senior-level resource within the accounting team, providing expert guidance, support, and oversight on complex accounting tasks and processes. This role ensures the integrity and accuracy of financial records, supports advanced reconciliation and reporting functions, and contributes to the development and improvement of accounting procedures. The Accountant III acts as a mentor to junior staff and plays a key role in maintaining strong internal controls and audit readiness.

Essential Duties and Responsibilities include the following. Other duties may be assigned. This job description in no way implies that the duties listed here are the only ones that the employee can be required to perform. The employee is expected to perform other tasks, duties and trainings as dictated by their manager.

Accountant Responsibilities

• Assist in the development of the budget
• Work in conjunction with senior management to correct and minimize findings from various internal and external audits and exams to maintain high compliance standards
• Review, investigate, and correct errors and inconsistencies in financial entries, documents, and reports
• Prepare and review financial statements, Call Report and regulatory reports for Senior Management
• Direct determination of depreciation schedule to apply to capital assets, evaluation of accrued expenses and pre-paids
• Oversee and approve final reconciliations in a timely manner in accordance to policies and procedures.
• Act as a primary liaison with AUX (third party vendor)
• Responsible for the training and development of department staff
• Assist in making appropriate staffing and service recommendations
• Review and recommend process changes to increase efficiency and better serve the member
• Troubleshoot and resolve issues related to service delivery channels
• Resolve member complaints
• Act as a subject matter expert by assisting staff as needed 

Analyst Responsibilities

• Assist management in analyzing financial statements from Wisdom which summarize the credit unions profit and loss from branches and products offered to report budget variance results on a monthly, quarterly, and annual basis.
• Analyze accruals (real estate taxes, ALLL, PTO, Incentive, and MSR) for correct amount 
• Make recommendations to management regarding cost saving or profit generating opportunities and profitability improvements strategies.
• Ensure the validation of the data between Symitar, Wisdom, FICS, CUERY, ARCU, Abrigo, and Visible Equity.
• Assist in developing complex profit plans, operating records, and financial statements

Member Service

• Come to work every day with a member focused, passionate, and dedicated mindset
• Approach ever member situation from a caring, helpful, and openminded position
• Proactively approach issues and offer creative solutions that will make doing business with RGCU easier
• Assists in any other areas as directed by the Accounting Manager, AVP of Finance, EVP/CFO, Senior Management and/or President/CEO.
• Report all suspicious activity to the Risk Management department via the compliance group email

Supervisory Responsibilities

This position has no supervisory responsibilities. 

Competencies                  

To perform the job successfully, an individual should demonstrate the following competencies:

Administration - Gives attention to those areas of responsibility that are of an ongoing nature. Follows up on problems and decisions. Maintains control over areas of accountability. Keeps own areas of responsibility and all associated procedures functioning smoothly over an extended time.

Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Demonstrates knowledge of market and competition; Aligns work with strategic goals and complies with all Federal and State compliance policies

Leadership - Exhibits confidence in self and others; Inspires and motivates others to perform well; effectively influences actions and opinions of others; Accepts feedback from others; Gives appropriate recognition to others.

Innovation and Change - Initiates change when necessary. Takes action quickly to correct or prevent problems. Generates ideas and creative solutions. Shows enthusiasm for new ideas, programs, and procedures.

Decision-Making and Judgement - Collects and evaluates all relevant information prior to making job-related decisions. Presents well-considered alternatives when making recommendations. Makes decisions in a timely manner. Communicates with all affected parties prior to implementing decisions. Maintains appropriate, professional boundaries with all peers, subordinates, supervisors, managers, vendors, and guests. Understands what appropriate, professional boundaries are and models these boundaries to others.

Qualifications 

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience               

Experience- 2 to 5 years related experience

Education- 4-year degree or completion of a specialized course of study OR 5 years of related experience.

Language Skills                  

Ability to effectively present information and respond to questions from managers, members, and the general public.

Mathematical Skills                  

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, and volume.  

Reasoning Ability                  

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Must have a comprehensive knowledge of accounting procedures, principles, and standards. Possess comprehensive knowledge of reconciliation.

Computer Skills                  

To perform this job successfully, an individual should have knowledge of software used to perform accounting. Spreadsheet software and Word Processing software.

Physical Demands 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit and use hands and fingers. The employee is frequently required to reach with hands and arms and talk or hear. 

Work Environment 

The work environme­­nt characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Rio Grande Credit Union is an Affirmative Action and Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.