Govt Underwriter - Appraisal - Military veterans preferred

Freedom Mortgage


Doylestown, Pennsylvania, United States of America
Risk Management
Full time
Remote

Summary

Appraisal Underwriter, Government underwrites conventional appraisals in accordance with FNMA, FHLMC, FHA and internal Freedom Mortgage guidelines. The Appraisal Underwriter, Government will be responsible for ensuring high quality appraisals are being delivered and will work back with AMC in obtaining corrections and clarifications as needed.

Essential Job Functions:

• Underwrites Conventional and FHA appraisals for all property types for accuracy of data and value
• Develops and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the company, DU/LP guidelines, and risk assessment tools used to review appraisals
• Utilizes CU scores from SSR reports to determine the level of review and/or elevation as required by Freedom Mortgage Credit Policy
• Exercises sound judgment in evaluating collateral risk
• Communicates in writing to AMCs and Freedom Mortgage operations staff, any required corrections and clarifications
• Comply with all company policies and procedures.
• Maintain regular and punctual attendance.

Supervisory Responsibilities:

This job has no supervisory responsibilities

Qualifications:

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

• Experience reviewing appraisals on all forms utilized by FNMA/FHLMC/FHA
• Strong analytical and decision making/problem solving skills
• Possess a keen eye for accuracy, attention to detail and ability to handle a high volume work load
• Excellent interpersonal, organizational, prioritization and time management skills
• Proficient in computers including LOS systems, Microsoft Office and Excel. Ability to adapt/ learn/utilize multiple software programs. Experience with paperless environment preferred.
• Ability to type/use a keyboard with sufficient speed to meet job demands
• Ability to deliver effective results and to meet deadlines with minimal supervision
• Self-starter, adapt to a changing environment and have the ability to communicate and work well with AMCs and co-workers
• Possess clear, concise and effective written and oral communication skills
• Professional demeanor in appearance, interpersonal relations, work ethic and attitude
• Required to support and work across all business channels in Underwriting (Retail/CC/Wholesale) as needed.

Education and/or Experience:

• High School Diploma or GED Required; 4 Year BA or BS preferred
• Minimum 3 years of appraisal review experience
• Minimum 1 year w/ DE

Certificates, Licenses, Registrations:

• None Required

Work Complexity:

Addresses problems that are not immediately evident but t

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work is normally performed in a typical interior office work environment which does not subject the employee to any hazardous or unpleasant elements. The noise level in the work environment is usually moderate.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds.

Equal Employment Opportunity:

The company is committed to providing equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information, or any other basis protected by applicable federal, state, or local laws.

Americans with Disabilities Act:

Applicants as well as employees who are or become disabled must be able to satisfactorily perform the essential job functions of the position either with or without reasonable accommodation. Applicants as well as employees are encouraged to meet with Human Resources as the organization shall review reasonable accommodations on a case-by-case basis in accordance with applicable law.

Job Responsibilities:

The statements reflect the general duties and responsibilities considered necessary to perform the essential functions of the job and should not be considered as an all-inclusive list of all the work requirements of the position. The company may change the specific job duties with or without prior notice based on the needs of the organization.

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